Friday, November 22, 2019
Linnaean Classification System (Scientific Names)
Linnaean Classification System (Scientific Names) In 1735, Carl Linnaeus published his Systema Naturae, which contained his taxonomy for organizing the natural world. Linneaus proposed three kingdoms, which were divided into classes. From classes, the groups were further divided into orders, families, genera (singular: genus), and species. An additional rank beneath species distinguished between highly similar organisms. While his system of classifying minerals has been discarded, a modified version of the Linnaean classification system is still used to identify and categorize animals and plants. Why Is the Linnaean System Important? The Linnaean system is important because it led to the use of binomial nomenclature to identify each species. Once the system was adopted, scientists could communicate without the use of misleading common names. A human being became a member of Homo sapiens, no matter what language a person spoke. How to Write a Genus Species Name A Linnaean name or scientific name has two parts (i.e., is binomial). First is the genus name, which is capitalized, followed by the species name, which is written in lowercase letters. In print, a genus and species name is italicized. For example, the scientific name for the house cat is Felis catus. After the first use of a full name, the genus name is abbreviated using only the first letter of the genus (e.g., F. catus). Be aware, there are actually two Linnaean names for many organisms. There is the original name given by Linnaeaus and the accepted scientific name (often different). Alternatives to Linnaean Taxonomy While the genus and species names of Linneaus rank-based classification system are used, cladististic systematics is increasingly popular. Cladistics categorizes organisms based on traits that can be traced to the most recent common ancestor. Essentially, its classification based on similar genetics. Original Linnaean Classification System When identifying an object, Linnaeus first looked at whether it was animal, vegetable, or mineral. These three categories were the original domains. Domains were divided into kingdoms, which were broken into phyla (singular: phylum) for animals and divisions for plants and fungi. Phyla or divisions were broken into classes, which in turn were divided into orders, families, genera (singular: genus), and species. Species in v were divided into subspecies. In botany, species were divided into varietas (singular: variety) and forma (singular: form). According to the 1758 version (10th edition) of the Imperium Naturae, the classification system was: Animals Classis 1: Mammalia (mammals)Classis 2: Aves (birds)Classis 3: Amphibia (amphibians)Classis 4: Pisces (fish)Classis 5: Insecta (insects)Classis 6: Vermes (worms) Plants Classis 1. Monandria: flowers with 1 stamenClassis 2. Diandria: flowers with 2 stamensClassis 3. Triandria: flowers with 3 stamensClassis 4. Tetrandria: flowers with 4 stamensClassis 5. Pentandria: flowers with 5 stamensClassis 6. Hexandria: flowers with 6 stamensClassis 7. Heptandria: flowers with 7 stamensClassis 8. Octandria: flowers with 8 stamensClassis 9. Enneandria: flowers with 9 stamensClassis 10. Decandria: flowers with 10 stamensClassis 11. Dodecandria: flowers with 12 stamensClassis 12. Icosandria: flowers with 20 (or more) stamensClassis 13. Polyandria: flowers with many stamensClassis 14. Didynamia: flowers with 4 stamens, 2 long and 2 shortClassis 15. Tetradynamia: flowers with 6 stamens, 4 long and 2 shortClassis 16. Monadelphia; flowers with the anthers separate, but the filaments united at the baseClassis 17. Diadelphia; flowers with the stamens united in two groupsClassis 18. Polyadelphia; flowers with the stamens united in several groupsClassis 19. Syngenesia; flo wers with 5 stamens having anthers united at the edges Classis 20. Gynandria; flowers having stamens united to the pistilsClassis 21. Monoecia: monoecious plantsClassis 22. Dioecia: dioecious plantsClassis 23. Polygamia: polygamodioecious plantsClassis 24. Cryptogamia: organisms that resemble plants but dont have flowers, which included fungi, algae, ferns, and bryophytes Minerals Classis 1. Petrà ¦ (rocks)Classis 2. Minerà ¦ (minerals)Classis 3. Fossilia (fossils)Classis 4. Vitamentra (possibly meant minerals with nutritional value or some vital essence) The mineral taxonomy is no longer in use. The ranking for plants has changed, since Linnaeus based his classes on the number of stamens and pistils of a plant. The animal classification is similar to the one in use today. For example, the modern scientific classification of the house cat is kingdom Animalia, phylum Chordata, class Mammalia, order Carnivora, family Felidae, subfamily Felinae, genus Felis, species catus. Fun Fact About the Taxonomy Many people assume Linnaeus invented ranking taxonomy. In actuality, the Linnaean system is simply his version of ordering. The system actually dates back to Plato and Aristotle. Reference Linnaeus, C. (1753). Species Plantarum. Stockholm: Laurentii Salvii. Retrieved 18 April 2015.
Wednesday, November 20, 2019
War trauma and masculinity Essay Example | Topics and Well Written Essays - 2250 words
War trauma and masculinity - Essay Example These two changes are extremely ambivalent and are determined by the personal qualities and conditions the person faces. First of all, in order to understand masculinity as a phenomenon, it is important to study its definition. Maculinity is a specific gender identification, related to stress, independence and self-management. "Like femininity, masculinity operates politically at different levels. At one level, it is a form of identity, a means of self-understanding that structures personal attitudes and behaviours" (Leach, 1994,p.36). Another level is associated with seeing masculinity as a form of ideology, in which "it presents a set of cultural ideals that define appropriate roles, values and expectations for and of men" (ibid, p.36). It is important to note that masculinity is not 'natural', as it can be developed (or, conversely, destroyed) throughout the life course as a response to certain social expectations. It can be viewed as cultural interpretation of maleness, developed and maintained by participating social relationships. The sociocultural nature of masculinity is shaped by values, beli eves, and, naturally, requirements, dictated by the epoch. For instance, Spiegelman and Hemingway's time is characterized by the belief that man is a breadwinner, problem-solver, or more specifically, autonomous, strong and independent person, who is capable of defending his motherland from invaders. Furthermore, this definition of masculinity is basic for the present paper, as it is the starting point of the whole analysis.In 'Soldier's home' Hemingway depicts a personality, torn in two by controversial attitudes towards his home, where he's just returned. In spite of Harold Krebs's parents comfortable middle-class life, he experiences a sense of homelessness, of quilt and despair, because of having experienced his close friends' death' and all the problems related to war. First of all, it is important to note that Hemingway doesn't reveal why Harold has been wandering for many years before he comes back (about ten years, in fact), so this time probably has been devoted to searchin g for a new home and re-thinking his own life. By that time "all the other former soldiers have found a niche for themselves in the community" (Imamura, 1996, p.102), but Krebs needs some more time to get accustomed to new conditions; he plays pool, "practiced on his clarinet, strolled down town, read, and went to bed" (Hemingway, 1995, p.146). "What he is doing, of course, is killing time" (Imamura, 1996, p.103).The problem is associated with Harold's understanding of who has become. He realizes he has been altered by the circumstances, and this alteration becomes much more dramatic, once he sees that his town has remained almost the same comparing to the period when he graduated from higher school: the same streets and the same girls walking down the streets, the same parking place for his father's car (Hemingway, 1995). In fact, these changes in his own outlook can be explained by his pre-war and war experiences.Before the World War I, as Hemingway narrates us, Harold studied at a Methodist school, an educational
Tuesday, November 19, 2019
E-Learning in Pharmaceutical Industry Essay Example | Topics and Well Written Essays - 1250 words
E-Learning in Pharmaceutical Industry - Essay Example There are three major forms of e-learning, which include computer-based learning, internet-based learning, and virtual learning environments. In this paper, we will discuss the role of virtual learning environments in enhancing pharmaceutical studentsââ¬â¢ knowledge. A slight overview of the effectiveness of web-based learning will also be included in the paper. In the present world, online learning is getting more and more famous because it is proving very beneficial for the students. "E-learning with its more active and interesting opportunities is gradually replacing the traditional form of teachingâ⬠(Roy). It not only helps pharmaceutical students manage their study schedule in accordance with other commitments of life but also provides a good overview of the market, which they need to serve. ââ¬Å"E-learning is one way of helping to change the sales forceââ¬â¢s perception of the marketâ⬠(ââ¬Å"E-Learningâ⬠). The pharmaceutical industry of any specific co untry has a well-established practice of providing effective training to the pharmaceutical students, medical representatives, and pharmacists. However, trainers related to this field cannot provide regular attention to every sales person properly in the field. ââ¬Å"Much more personal support can be provided with a well structured e-learning programme as long as there is an effective tracking system in placeâ⬠(ââ¬Å"E-Learningâ⬠). Distinguishing Features of Online Learning Environment ââ¬Å"E-learning is undoubtedly a more flexible way of learningâ⬠(Roy). Online learning environments provide an interactive way of learning to the students in which teachers and students can interact with each other without physical presence. Online quizzes, assignments, and threaded discussion boards are some of those features, which distinguish online learning environments from traditional learning environments. Discussion boards not only enable communication between students and teachers but also provide a way to the students to interact with other students enrolled in the course. Some online institutes make use of graded discussion boards to measure knowledge of the students. In graded discussion boards, teachers ask the students to write short paragraphs on the topics provided by them. Students need to have awareness of the ways to use internet and other modes of communication not only to participate properly in general and graded discussion boards but also to complete their quizzes and assignments within time. Ways to be Successful in Online Learning Environments ââ¬Å"Although the online education is a popular option among the students, not all students suit the education style in online settingâ⬠(Harvard). The reason is that some students do not know the basics of learning in such environments. Some students do not have the required skills whereas some students do not have proper facilities to study in such environments. To be successful in onl ine learning environments, students need to possess some key skills and abilities. There exist a number of strategies for the students to do well in online learning environments. Some of the main techniques include development of proper study schedule, written communication skills, and web navigation skills. All of these skills play a very important role in making students adapted to the online learning environments. Let us discuss these skills in some detail in order to know how these skills can help students of pharmacy learn
Saturday, November 16, 2019
Executive Summaries Essay Example for Free
Executive Summaries Essay The executive summary is usually no longer than 10% of the original document. It can be anywhere from 1-10 pages long, depending on the reports length. Executive summaries are written literally for an executive who most likely DOES NOT have the time to read the original. â⬠¢Executive summaries make a recommendation â⬠¢Accuracy is essential because decisions will be made based on your summary by people who have not read the original â⬠¢Executive summaries frequently summarize more than one document Types of Summaries Summaries written in order to recommend a specific course of action are executive summaries. Summaries that highlight the major points of a long piece are called abstracts. The purpose of an abstract is to allow readers to decide whether or not they want to read the longer text. View our Writing Guide about Abstracts Standard summary only refers to a summary of someone elses published work and is written for a variety of purposes. View our Writing Guide about Standard Summaries Processes for Writing an Executive Summary Executive summaries are typically written for longer reports. They should not be written until after your report is finished. Before writing your summary, try: â⬠¢Summarizing the major sections of your report. You might even copy text from your report into the summary and then edit it down. â⬠¢Talking aloud or even tape recording yourself summarizing sections of your report. Questions to Ask Yourself as You Write â⬠¢What is your report about? â⬠¢Why is it important? â⬠¢What is included in the report? â⬠¢What is included in each section? Concise Statement As a cover sheet to your document, an executive summary need not go into ANY mention of how you conducted your analysis and/or what youre basing your conclusion on. Instead, begin with a concise statement of the conclusion you reached after conducting your analysis and/or research is the paper that will be attached. For example, after a comparison of what other schools like CSU do about personal calls for faculty, you conclude that the CSU is charging for calls most other institutions do not. How you word the conclusion will differ depending on your audience and what they care most about. The following examples illustrate how the wording must change given an audiences needs. Example One Colorado State should discontinue the practice of charging faculty for personal calls. This is a good example if the people you work for are only interested in this issue. It begins with a summary of conclusions regarding only the CSU population. Example Two Because I have found that over 75% of comparable institutions do not charge for personal calls, I have concluded that our faculty is justified in objecting to this practice which should be seen as a perk for our faculty. This sentence provides unnecessary information about other institutions and/or why the faculty think they deserve to have these calls paid for. Your readers can get that information from the report. Further, the use of I is unnecessary since your readers already know who wrote the report. Writing Recommendations After beginning with a summary statement of your findings, the executive summary should go on to provide a specific recommendation for action geared toward your audience. For example, the report on charging for personal calls was requested by the presidents office, not the individual departments and colleges who actually determine policy. As a result, the recommendation for action is geared toward what the presidents office should do, not the other departments involved. To learn more about writing recommendations: After summarizing the entire article and/or research report(s), an executiveà summary ends with a one or two line recommendation for action. Simple Formula Executive summaries frequently make use of transitional phrases to encapsulate the preceding information in the same sentence as the recommendation. The format can almost be envisioned as a formula: [transitional word] + [concise statement of information provided in summary], I recommend that [corporation, office, person in question] do [recommendations]. More Complex Recommendations In other cases, the recommendation might be complicated enough to justify a summary of causes for the recommendation. In this case, the recommendation paragraph usually begins with a summary of how the writer reached the recommendation. Example Susies Cookies began as a small business in Cleveland, Ohio which has expanded to include 45 stores throughout the Midwest. Plans have already been instituted to expand sales nationwide, using the same mall-concept marketing strategy which has proven successful in the Midwest. Despite these plans, Susies Cookies may be in danger of bankruptcy. Susies quadrupled its sales in the last two quarters, realizing a profit of $750,000 in the current year, an increase of $250,000 over the previous year, due to its increase in advertising. To realize equivalent sale figures nationwide, however, it is projected that advertising costs will increase by 200% for the first two years of the national expansions. Further, construction costs for the new stores are estimated to be 20 million dollars. The result of increased advertising and construction costs will put a substantial debt burden on Susies cookies, an estimated $750,00 to 1 million a year. Given that sales did not reach current levels in the Midwest until the 45 stores had been operating for five years, projected sales nationally will not cover expansion costs. As a result, Susies Cookies is likely to show a loss of almost $2 million for at least the next five years. Due to the high advertisement and development costs of national expansion. Susies Cookies may not be able to continue doing business in the future. Therefore, I recommend that Mrs. Fields does not participate in the hostile takeoverà under consideration because the threat of competition will not be realized. Justification Finally, an executive summary provides an analysis and/or justification for the proposed action in terms the audience will consider important. In many cases, this might involve a monetary analysis as in the example to the right, but actions can be justified many ways, depending on the concerns of the audience and the topic of the report (e.g. for CSU these might include increase in student learning, better relationship with the community, etc.). justification for the recommendation by referring to information summarized. A recommendationà ¢Ã¢â ¬Ã¢â ¢s justification is usually based on a reference to material already provided in the summary. In other cases, the justification for the recommendation might be complicated enough to justify a summary of causes for the justification. In this case, the recommendation paragraph usually begins with a summary of how the writer reached the conclusion that leads to the justification. Example Justification Based on the current number and length of long-distance personal calls by faculty, such a proposal would cost the university $150,000 annually. In comparison to the overall budget, this is a small amount, but one which might pay for itself in terms of faculty satisfaction and possible recruitment benefits. Example Susies Cookies began as a small business in Cleveland, Ohio which has expanded to include 45 stores throughout the Midwest. Plans have already been instituted to expand sales nationwide, using the same mall-concept marketing strategy which has proven successful in the Midwest. Despite these plans, Susies Cookies may be in danger of bankruptcy. Susies quadrupled its sales in the last two quarters, realizing a profit of $750,000 in the current year, an increase of $250,000 over the previous year, due to its increase in advertising. To realize equivalent sale figures nationwide, however, it is projected that advertising costs will increase by 200% for the first two years of the national expansions. Further, construction costs for the new stores are estimated to be 20 million dollars. The result of increased advertising and construction costs will put a substantial debtà burden on Susies cookies, an estimated $750,00 to 1 million a year. Given that sales did not reach current levels in the Midwest until the 45 stores had been operating for five years, projected sales nationally will not cover expansion costs. As a result, Susies Cookies is likely to show a loss of almost $2 million for at least the next five years. Due to the high advertisement and development costs of national expansion. Susies Cookies may not be able to continue doing business in the future. Therefore, I recommend that Mrs. Fields does not participate in the hostile takeover under consideration because the threat of competition will not be realized. Example Executive Summary The Mountain Resort charges below average rental rates. (concise statement of findings) The attached report recommends a 20% increase in price for the following equipment: 1. downhill skis, 2. telemark skis, 3. boots/shoes for downhill, telemark, and cross-country skis. (specific recommendation for action) Based on average rental business for 1992-1995, these increases would generate an annual rental profit for Mountainview of $750,000. This figure represents an overall gain of $150,000 over current rental profits.(justification for proposed action) Additional Resources Other Writing Guides are available to help you write executive summaries. Choose any of the following for more information: â⬠¢Purpose â⬠¢Audience â⬠¢Organization
Thursday, November 14, 2019
Alzheimerââ¬â¢s Disease Essay -- Alzheimers Disease Essays
Alzheimerââ¬â¢s disease is a neurodegenerative disorder, meaning it attacks the neurons within the brain. Neurons are the areas of the brain that allow for chemical messages, or neurotransmitters, to be transmitted. These neurons are necessary for connections with other nerve cells, and without them, the neuronS ultimately die. Alzheimerââ¬â¢s is a form of, and the most common cause of, dementia, or loss of intellectual capacity and personality. ("Dementia.") Alzheimerââ¬â¢s disease, or AD, is not a normal part of aging, although risk of developing the illness increases with age. The onset behavior of the disease normally doesnââ¬â¢t appear until age sixty and older. Though symptoms that appear before age sixty have occurred, it is less common and tends to run in families; these early onset also tend to progress more rapidly. (ââ¬Å"Alzheimerââ¬â¢s Diseaseâ⬠) AD is one of the top ten most leading causes of death in America. In fact, estimates say that as many as 5.1 million people in the U.S. may have Alzheimerââ¬â¢s; that number steadily increasing with the growing elderly population. (ââ¬Å"About Alzheimerââ¬â¢sâ⬠) In the last forty years, AD has become a prevalent topic amongst the medical and non-medical communities affecting lives and families; giving us motive for further our understanding of the brain. Alzheimerââ¬â¢s disease has been known since the turn of the century but was not a prevalent concern until the 1970s. In 1907, Alois Alzheimer, a German physician, documented a case of a fifty-one-year-old woman who was suffering from severe cognitive disabilities. She exhibited difficulties in areas such as memory, language, and social interactions. (Reger 1) After death, Alzheimer performed a brain autopsy using silver staining techniques. This allowed him to ... ...int. ââ¬Å"Dementia.â⬠Dictionary.com Unabridged. Random House, Inc. 02 May. 2015. Reger, Beth. "Alzheimer's Disease: A Brief History and Avenues for Current Research." Journal of Young Investigators: Undergraduate, Peer-Reviewed Science Journal 6.2 (2002): 1-3. Web. 29 Apr. 2015. Robinson, Lawrence, Joanna Saisan, and Jeanne Segal. "Alzheimerââ¬â¢s Disease: Signs, Symptoms, and Stages of Alzheimerââ¬â¢s." Helpguide.org: Expert, Ad-free Articles Help Empower You with Knowledge, Support & Hope. HelpGuide, Mar. 2011. Web. 29 Apr. 2015. "Studies Demonstrate Link Among Alzheimer's Disease, Down Syndrome and Atherosclerosis." ScienceDaily, 15 Jan. 2010. Web. 3 May 2015. Wattamwar, Pandurang, and P. Mathuranath. ââ¬Å"An Overview of Biomarkers in Alzheimerââ¬â¢s Disease.â⬠Annals of Indian Academy of Neurology 13.6 (2010): 116. ProQuest Research Library. Web. 12 April 2015.
Monday, November 11, 2019
Frank Norrisââ¬â¢ work ââ¬ÅVandover and the Bruteââ¬Â Essay
The development of sexuality in Frank Norrisââ¬â¢ work ââ¬Å"Vandover and the Bruteâ⬠is an interesting reflection of the Puritanical views that Americans have towards sexuality, promiscuity and the consequences thereof. The importance of this book is that it openly examined this value system in 1914, a time when Vandoverââ¬â¢s behavior, even without the lycanthropy, was considered brutish and improper. Yet the American environment was in the midst of the first ââ¬Å"sexualâ⬠revolution as many young women of the 1920s would don clothing that revealed their flesh and boyish haircuts for the ââ¬Å"Roaring Twentiesâ⬠. Again in the 1960s, the next major era of womenââ¬â¢s rights movements, sexuality would be tied to freedom and women would equate burning their bras and free love with freedom and independence. This book then is a look at how a young man might acquire the values of the community around him without ever being taught directly that sex is dirty and that women are somehow degraded when they participate in it. The interesting thing about Norrisââ¬â¢ work, which was published after his death, is that Vandover managed to acquire these misguided notions of sexuality on his own. In the first chapter, the author points out that during his adolescent years Vandoverââ¬â¢s only female contact was with the housekeeper with whom he was constantly at odds. In addition, because his father would not discuss sexuality with him, he was forced to turn to an Encyclopedia Britannica to answers his questions about women and sex. He was subjected to the crude jokes and unconscious sexual immaturity of boys going through puberty, but without a mother, governess or other strong feminine influence to teach him right from wrong. Indeed, if one assumes that the author was in fact trying to make a statement about society rather than just tell a story about a maladjusted young man in the late 19th century, it becomes clear from the very first chapters that one of Norrisââ¬â¢ indictments is against Vandoverââ¬â¢s father and his unwillingness to talk to his son about the facts of life. In dead, one of the underlying themes through the entire work is the idea that people only hint at their feelings and do not openly discuss the sexual nature of humanity even though it is a significant portion of their lives. One of the most interesting facets of this book is the discussion of Vandoverââ¬â¢s first sexual encounter and his embarrassment and guilt over it. If the situation had perhaps been handled with some amount of discussion, it might have prevented the events that would later occur, including Vandoverââ¬â¢s seduction of a ââ¬Å"good girlâ⬠, her subsequent suicide, and his eventuality degradation to gambling and alcoholism. The authorââ¬â¢s message that society needs to quit hiding its own nature and covering for the high class when they engage in reckless behavior is evident mid-book when Haight explains to Vandover that several of the young, classy women at a cotillion were drunk. Haight tells his friends that society should call a spade a spade and that when women of class drink too much they should be considered drunk as much as any man. This dual criticism of the means by which people receive a sexual education and the double-standards applied to men and women is perhaps the most interesting passage in the book. Another interesting idea that Norris sets forth through the theme of the book and the story itself is that Vandoverââ¬â¢s sexuality and promisecuity are to blame for the turn of events for him, including the loss of his family fortune and his new role as a werewolf. Interestingly, rather than approaching the concept that Vandoverââ¬â¢s situation might be a result of his addictive behavior including his sexually predatory nature, his alcoholism and his gambling addiction, the reader is left with the idea that the bad things which happen to him are consequences of his sexuality alone. Though Norris portrays Vandover throughout the novel as a weak-willed individual who is too lazy to work hard and get what he wants out of life, everything in his life is blamed on his sexuality and his desire for women of a certain type. The fact that Vandover does not settle down with a fine, upstanding woman, regardless of his feelings for her is seen as an affront to society as a whole. The most important messages about sexuality that are relayed via ââ¬Å"Vandover and The Bruteâ⬠are the concepts that sexuality exists as it does because people donââ¬â¢t talk about it and that there are consequences for sexual behavior. The first concept is perhaps the most intriguing because it still applies now, almost 100 years later. Though we do not have the same level of closed-mouth attitudes toward sex as Vandover encountered, it is not uncommon even in the modern day to find parents of high school students who do not want their children exposed to sex education for fear that the education will lead to promiscuity. Instead of teaching real information regarding the dangers, both physical and emotional, of beginning a sexual relationship at the wrong time, too many parents concentrate on the Puritanical approach to sex education, associating it with guilt and sin. Young people are not properly educated regarding the safety issues of sex and sexually transmitted diseases continue at epidemic levels when they could be prevented with adequate discussion of the topic. Ironically, as we approach the 100-year mark for the publication, Norrisââ¬â¢ primary criticism of the teaching of sexuality still stands today.
Saturday, November 9, 2019
On the Roles of Microfinance in Developing Countries
Much of the underdeveloped world grows and produces agricultural products. Because many of these underdeveloped nations have very little political clout with the rest of the world, and because farmers in wealthy nations have lots of political power, the goods from these poorer nations are tariffed and quota'd right out of the richer nation's markets. â⬠-Keith Brown, Free Trade & Foreign Policy: The Independent Institute, May 1, 2000 IntroductionThe quote above provides a very nice generalization of exactly what we will discover in this chapter: the roles of microfinance in promoting economic growth, development, and sustainability. Microfinance can provide exactly what most of the underdeveloped world needs: capital to invest in themselves in order to reach themselves out of poverty, thus creating self sufficiency. However, as Mr. Brown stated, what microfinance has failed to do (albeit it was not designed to do) is make these poorer farmers globally competitive.They cannot be competitive due to larger ountries' inability to make the free market free for all nations, not Just those who control most of it. However, even without making major strides on the global market, microfinance has done most of exactly what it was designed to do. It has brought most of its participants out of a fruitless future, one full of deabilitating poverty. There are many statistics out on the books about microfinance's effect on the poor of the world. Throughout the chapter, we will go into further detail on how these statistics reflect the exact influence of microfinance on the world, poor and middle class.The statistics will reflect exactly what has been stated in past chapters: microfinance works. It isn't the end-all, be-all solution to the world's poverty, but it is a solid start to eradicate it. Another topic we will cover in detail is the paradox between economic growth and sustainability, and whether or not they are mutually exclusive. An article, brilliantly written by Dr. Karen Higgins of Claremont Graduate University in California suggests that ââ¬Å"limitless economic growth counters sustainability'. If the economy grows too big, will we end up exhausting our resources, thus actually making the economy more hort lived?Furthermore, we will go in depth on the effects of microfinance on the world, and more specifically, developed and developing nations. There is a plethora of information on what impact microfinance has on the world, mostly in the form of a poor farmer receiving a loan to buy supplies in order to make more product, so that the farmer's family can actually live on as well as sell their stock. However, there are also stories in which an especially lucky person receives a loan, invests in a good product or business, and actually goes from abject poverty to middle class.Such As you read, keep in mind that, as stated earlier, microfinance will not solve poverty and all its ills. Whether you are a passionate skeptic or supporter of it after reading this book, know that there are many more obstacles in the way of a poverty free world, those obstacles including political corruption, power inequalities on a global scale, climate change, war and conflict, disease, education, and availability of resources. By no means does microfinance seek to save the world.It does not mean to take the place of charity and giving, nor does it mean to take the place of hard work and perseverance. However, it does hope to make it easier for those who struggle amidst hard work, perseverance, and charity. It means to give every child a chance to live and be educated. In a world where nanotechnology and outer space travel are taken for granted, why does three quarters of the world still live on less than a dollar day? While we know that there are many answers to that question, we also know for a fact that microfinance can solve some of those problems.What is Economic Growth, Development, and Sustainability? According to the Center for the Advancement of the Steady State Economy (CASSE), economic growth is defined as: ââ¬Å"â⬠¦. n increase in the production and consumption of goods and services. It entails increasing population and/or per capita consumption. It is indicated by increasing gross domestic product (GDP). â⬠It goes on to say that ââ¬Å"economic growth literally refers to an economy that is getting bigger, not necessarily one that is getting betterâ⬠. According to BusinessDictionary. om, economic development is defined as progress in the economy, or a qualitative measure relating to it. It usually refers to the adoption of new technologies, the transition of agriculture-based to industry-based economy, and a general improvement in living tandards Finally, according to Wise Geek, economic sustainability is ââ¬Å"the term used to identify various strategies that make it possible to use available resources to their best advantageâ⬠. So what do those definitions mean when we apply microf inance to them?Simply put, microfinance can be attributed to all three of these things. As has been proved since microfinance first stepped onto the economic scene, microfinance can cause economic growth in the simple fact that once a poor family receives a microloan, they can use it to invest in themselves or their children, thus making it possible for them o repay the loan, and in due time (in most cases) make a profit that will allow them to expand their propensity to consume. In terms of economic development, microfinance has also changed the face of businesses, small and large.Poor farmers in the third world can receive a microloan, and go from having to perform backbreaking labor to purchasing a machine to help them do it. Finally, as for economic sustainability, microfinance can assure that stocks are not going to waste, and in the case of poor farmers, they can actually sell their crops, instead of having to eat them to stay alive. Economic Growth, Development, & Sustainabil ity As much as we would all love a straight answer to the question that is poverty and scarce resources, we all are aware that such a big problem is rooted in more than one thing.However, we all know that complex problems also have complex solutions. Microfinance is one thing that contributes to economic growth, but sometimes, its effect can be negated and bolstered by factors out of the control of those who run microfinance firms. Gender and Sex Inequalities Women in America are considered to be independent. Most women work, have their own property, and in some cases, even are the heads of their households. The same goes for most of the developed world. The problem here is that in developing nations, women are still, with little hope of the contrary, subjugated to men.Women in developing nations have nowhere near the rights as their developed nation counterparts do. In most Middle Eastern countries, women are still expected to wear veils over their faces, in accordance with the Mus lim religion. Furthermore, they are also expected not to work, but to bear children and take care of home. In short, most of the world still has a very traditionalist point of view. This being said, when a oman's husband dies, or leaves her, what is she to do other than to starve? Her children come first, but she barely has enough to feed the eight of them that her husband gave her before his passing.Microfinance has helped women gain more equality to their husbands and to men in general, but the fact of the matter that only when these restricting views are abolished will the chains of poverty start to come off. Once women are allowed to make their own money, they will be able to feed their children, saving the from malnutrition. They will be able to pay for their education, thus setting the children up to make something of themselves. Once women become independent, no longer will they not be able to live with a man by their side.They will be able, all things considered, to sustain their standard of living without falling into the traps of poverty. Power Trip: Political Corruption This mainly pertains to Africa and it's long, dark history of warring nations. Ever since time began, tribes have been fighting in Africa over land, resources, and money, which could all be considered the same thing. While the heads of these tribes and regimes are eating plentifully, their followers still live in abject poverty, and are food insecure. Also, they are dying at an alarming rate. Yes, that's right.In some African nations, men, women, and children are brutally murdered in the name of politics and power. The shameful part is that microfinance can't stop a bullet. So how exactly do we counteract the chains of political corruption? A microloan may help a child get an education, but it means nothing if we cannot motivate them to do greater things. Just think about all of the potential Albert Einsteins, Barack Obamas, and Marie Curies out there, growing up in Africa. Now think about the fact that they were either too scared of the politics of government or killed too early to ven try and show off their potential.A main stay of the microfinance movement as well as economic development is to need to make their living situation better. What purpose do American doctors serve coming to Africa if the children they are healing never get the chance to be great like them? What purpose does a microloan serve when it pays for a child's education that will only end up dying at the age of 1 5 from a gunshot wound? These are the questions that skeptics of microfinance need to ask themselves. Without the proper learning environment, or the proper environment in general, a child cannot be uccessful by conventional means.That goes double for a child whose parents never had an education either. A Deadly Detriment to Economic Growth: Disease Yes, a few dollars can get you that cough medicine that you need to get rid of that dastardly common cold. A few more dollars, and yo u can get the vaccine for the flu. A doctor's visit is rarely too costly, but Just in case you're running a really high fever, a call to your insurance company can get you to the nearest hospital, where you can get quality care by trained doctors that rarely have too many patients that they can't attend to your needs. Such is the luxury of living in the developed world.At least for the lucky ones. However, if you're that special person who has to choose between your medicine or paying for college tuition, then this may mean something to you. A huge number of the Juvenile deaths in developing nations comes from disease, whether it be HIV, AIDS, malaria, malnutrition, birth defects, or even cancer. What's worse is that in most of these developing nations, they dont have the luxury to pay for, not to mention the convenience of even being close to a research hospital. Consequently, we are presented with the same problem I mentioned before.Children, full of potential and intelligence, de ad before their time. Microfinance can only do so much, but it can cause a domino effect. Say you aren't in reach of a hospital as a poor family in West Africa. You apply for a microloan, and invest in your children's education as well as your farm. In time, your children go from becoming potential HIV infected children to being able to work on a cure for it. Of course, that's an idealist's situation, but also a completely possible one. The point here is that disease, although completely natural, is responsible for much of the turmoil we see in the developing world.However, food inequality is a big part of this. Most people don't realize how countries like the United States suffer from obesity and heart disease while countries like Indonesia suffer from malnourishment and starvation, which leads into the next detriment from economic growth, development, and sustainability. Nominal FMF: Free Market Freedom Ever since the introduction of the free enterprise system, especially on a glo bal scale, the intelligent, innovative, and witty people of the world have amassed fortunes beyond the wildest dreams of even their middle class counterparts in the developed world.They have had the opportunity to be themselves and create something that will ultimately better the world, and make a decent fortune at the same time, with certain government regulations, but not too many as to limit creativity. Such is the same in all the developed world. People have made fortunes from Steve Jobses, Bill Gateses, or Mark Zuckerbergs come from the developing world. The answer to that dilemma is quite simple, and it was the first thing you read. Most businesses in the developing world are agriculture based instead of industry based.However, that is all that they have in terms of business. They grow food, and their economy depends on selling the food to prosper. The cruel irony is that they have been unceremoniously taken out of the free market economy to sell their goods to richer nations. Tariffs and quotas have done their Job well, making selling goods on the world market a process that makes pulling teeth look like the easiest thing in the world. The free market has been that way in name only. The reality is that only those who control most of the free market are actually free in it.Just think if an African country like Sierra Leone traded frequently with the I-JK? Sierra Leoneans would have more money than they could spend on a regular basis. However, the I-JK has so many trade barriers set up that Sierra Loeneans cannot afford to trade with them, thus forcing them to trade locally, and limiting their earning potential. Why would the US and their allies do something like this? Most sources say security. Trading with African nations, especially in the midst of political turmoil could lead to another world war.Also, African nations are not exactly household names. For example, you will usually buy a purse made of Italian leather instead of leather made in South Afr ica. The biggest motive is money, but what richer nations dont realize is that trading with African nations can actually alleviate some of the problems that they face. When you have an abundance of land and resources, you no longer have a need to fght, and conflicts can be solved diplomatically, more or less. Microfinance can't sway the decision of a country that has been doing something a certain way for over a century.But what it can do is provide a developing country with not only the money to be able to afford to trade, but the power to take control of their own lives, instead of being pushed back and forth into poverty based on the ecisions of a few, powerful nations. It All Starts Here: Education and Microfinance If you are reading this book, then you already know the value of a quality education. You know for a fact that without one, you can be stuck in a situation with no hope of getting out of it. Education, or better yet, and abundance of it, can only add to our economy.Un fortunately, not everyone has access to the same quality education. Even in developed nations, we can see that certain nations have an edge over others, and thus the more educated you are, the better standard of living you can enjoy. Take America, for example. A high school diploma is much more education than you can get in a developing nation, but in America, the mean salary for a high school graduate only is 38% less than the mean salary for a college graduate, from a study done by the Department of Education's National Center for Education Statistics.Accordingly, based on a study done by the US Bureau of Labor Statistics, there was an unemployment rate of 14. 4% among those with only a high school diploma. Among those with a college a degree, the unemployment rate was 7. 6%. The irony is that Sweden, and Japan in terms of education, and accordingly, we have a lower standard f living. The lower you go down the ladder, the worse the standard of living gets. Let's take a country lik e Ethiopia.Ethiopia is a third world country on the east coast of Africa, and it is needless to say that they are in need of a better educational system, but for the sake of proof, here are some facts. In the years 2007-2011, a study from UNICEF showed that 82. 5% of Ethiopian children who were of age attended primary school. In those same years, the same study showed only 16% of Ethiopian children of age attended secondary school. Translation: only 16% of Ethiopian children went past the sixth grade. The previous section was aimed at what we need to get rid of in order to promote economic growth, development, and sustainability.Now we focus on what drives those things. Education is the only one worth noting, because the others are only possible when things like disease and political corruption and nominal freedom are no more. While it is not equal among nations, it is to be noted that educational competition sparked outer space travel, one of man's greatest innovations, back when t he United Stated and the former USSR were in competition. Maybe that same fire with education will spark a race to end poverty once and for all.
Subscribe to:
Posts (Atom)